Compulsory travel insurance to Australia
When entering Australia on a Working Holiday Visa (subclass 417 or 462), having travel insurance is a compulsory condition. Travel insurance is essential because it covers unexpected medical expenses, accidents, and other emergencies during your stay. The Australian government requires that you have comprehensive insurance for the entire duration of your stay, which is typically one year. If your insurance does not cover the full length of your visa, immigration officers have the authority to shorten your visa to match the insurance period.
Popular Travel Insurance Companies for Working Holiday Visas in Australia
World Nomads (worldnomads.com)
Approximate Price: USD $350 - $550 for one year of coverage.
Key Features: World Nomads is a favorite among backpackers and adventure travelers. It offers comprehensive coverage, including medical emergencies, trip cancellations, and activities like surfing and hiking.
SafetyWing (safetywing.com)
Approximate Price: USD $40 - $60 per month (around USD $480 - $720 for one year).
Key Features: SafetyWing is an affordable option designed for digital nomads and long-term travelers. It provides medical coverage with flexibility for renewing your policy monthly.
Allianz Global Assistance (allianztravelinsurance.com)
Approximate Price: AUD $450 - $700 for one year of coverage.
Key Features: Allianz is a well-known and reliable insurance provider offering comprehensive travel coverage, including medical expenses, emergency evacuation, and 24/7 assistance.
Cover-More (covermore.com.au)
Approximate Price: AUD $450 - $600 for one year of coverage.
Key Features: Cover-More is an Australian-based insurance company offering tailored policies for travelers and working holidaymakers. It covers a range of activities and includes access to their 24/7 Global Assistance network.
Medibank Travel Insurance (medibank.com.au)
Approximate Price: AUD $500 - $750 for one year of coverage.
Key Features: Medibank, one of Australia’s largest health insurers, offers travel insurance that includes unlimited overseas medical coverage, hospitalization, and other travel-related benefits.
The Importance of Full Coverage for the Entire Stay
The Australian government requires that your travel insurance policy covers the full duration of your stay. If your policy only covers part of the year, the immigration officer may issue your visa with a shorter validity, matching the length of your insurance. For example, if your insurance only covers six months, you might receive a visa that is only valid for six months instead of the full year.
Conclusion
Travel insurance is a mandatory requirement for anyone entering Australia on a Working Holiday Visa. It’s essential to choose a policy that covers you for the entire duration of your stay. The average cost for one year of coverage ranges from around USD $350 to $750, depending on the provider and the level of coverage. It’s advisable to research and compare different providers, as prices and coverage options can change over time. Having comprehensive travel insurance not only meets visa requirements but also gives you peace of mind while enjoying your time in Australia.